Editorial Notes

Abstract

Agriculturists and Land Mortage Banks. Our readers will be aware of the fact that the indebtedness of our agriculturists and the means of rescuing them from the grip of the money lenders are of late engaing the earnest attention of the Government and the Public and that the development of Land Mortage Banks is an earnest endeavour in that direction.It may be recalled that these institutions are being started sinnce 1925 with the threefold object of liquidating prior debts.of improving the existing lands,and of helping the agriculturists in the purchase of lands afresh.We however.find from most of the reports of these banks that they are more concerned with the first of these activities.and that the kind of relief affored.farms only a very small proporation of the total indebteness in the areas they are aimed to serve.We observe further that even the case of persons benefited by these loans.there are fairly large arrears in the Punjab.Bombay.Mysore and Central Provinces.We are gratified to note that Madras is considered to be far in advance of other Provinces in the matter of working these banks successfully with less defaults and at lowest rate of interest.This should not however be taken to indicate that in Madras there is model for other Provinces to secure unfaling success.The co-operation mindedness of the debtor-ryot is a sinequinon for such success,and this cannot be said to obtain since the Madras agriculturists is as ignorant of co-operative principles as his confreres in other Provinces.

DOI

https://doi.org/10.29321/MAJ.10.002246

Pages

31 - 32

Creative Commons

Copyright

© The Author(s), 2026. Published by Madras Agricultural Students' Union in Madras Agricultural Journal (MAJ). This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium, provided the original work is properly cited by the user.

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