In his interesting note on the co-operative sale of cotton in Bombay.Mr.S.H.Acharya admirably sums up his views on conditions which affect the progress of the movement in that Presidency."The Cultivator should be given all the facilities and all his requirements shoyld be satisfied through co-operation and co-operation only.The supplying him with one of his requirement and leaving him for the others to the open world would not bring him that good for which he is asked to labour.His difficulties in times of famine should also he redressed.for in the whole history of Banking restrictive method has always failed and the expansive has succeeded.Writing on the co-operative movement in Bombay and Madras ,Bhisma observes that Madras employes a huge but poorly paid staff.while Bombay pins its faith on a small but highly paid staff commanding influence by reason of their capacity and position ,Non-credit work is under the Agricultural department in Bombay and seven agricultural organizers work under this department.while in Madras the agricultural department is not charged with the work of developing agricultural co-operation.There are Tauk development associations in BombayConsisting of individuals and societies subsidised by theagricultural departent to a maximum of Rs.2000.employing agricultural demonstrators and aiding the agricultural officers in now- credit co-operative work.They are recognised as against as agents for propaganda and supervision of non-credit sicities.In Madras the local union should learn to utilise the service of agricultural officers and be subsided by Government for appointing agricultural demonstrators and spreading agricultural improvements.
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